Gap Insurance
Gap Insurance is an overlooked, cost-effective policy that every car owner should have that has financed the vehicle. It will cover the outstanding debt of your car payment after what your normal auto insurance may not cover in the event of an accident. A great decision and wise move for anyone that might not have a savings or extra emergency cash in the event of a car accident.
We all know that the second you drive your new car off the sales lot that it drops dramatically in value. Unfortunately though your car loan still has the value that the car lot put on it. This means there is a gap in what you owe and what an insurance company will value your car after it is totaled. That gap amount is usually absorbed from the owner of the car, unless you have gap insurance in place.
Having a Gap Insurance policy is a lot more affordable then most people realize. Sometime a car lot will offer it a part of the financed amount but the rates are typically are extremely high and the coverage typically isn’t as good. Going through Miller Carlisle Insurance Services we will make sure to find a policy that is well within your budget in addition to having the perfect amount of coverage. We strive to provide the best rates in town and always pride ourselves in having superior customer service. Give us a call today to have all your questions answered and any concerns addressed that may arise.
Car Insurance Policy Expertise
Liability Car Insurance
Covers the cost of repairing damage to other person’s property damaged in the accident.
Car Collision Insurance
Covers repairs to your vehicle and car rental expenses.
Comprehensive Car Insurance
Covers non-collision costs, such as storm damage, theft, vandalism, or hitting an animal.
Uninsured Motorist Insurance
Covers costs that exceed the at-fault parties insurance coverage.
Gap Insurance
Covers the cost of paying off your totaled car.
Medical & Personal Injury Protection
Covers the costs associated with treating injuries from a car accident.
Antique Car Insurance
Insure your precious possession with your antique car insurance (a.k.a., classic cars and collector cars).
ATV or Boat Insurance
Make sure your fun drives, ATV and boats, are properly insured.
Motorcycle Insurance
Specialized motorcycle insurance for the daily rider or enthusiast.
