Business Insurance Carlisle PA
Understanding Business Insurance can be very difficult, because of its complexity and difference for each business.
There are many varieties of Business Insurance to consider for each kind of business which all serve a different purpose depending on the type of business you may have. In general, we do no expect our clients to fully understand the kind of insurance they need, that is what we are here for to help you better understand.
The liability that can be held against a business can be astronomical, especially depending on the nature of your business. Commercial and business insurance can protect you from injury, theft, vandalism, property damage and other liabilities that may occur.
Do not underinsure your business and end up having a financial burden on your hands. Make sure to investigate and then pursue the right insurances for your business so you can reduce the likelihood of being liable for large expenses.
Miller Carlisle Insurance Services can assist you in pinpointing the exact insurance policies that your business should have in place, afterwards we then contact over 50 different insurance agencies to find you the best rates that will maximize your coverage. We then will group all of the different policies into one policy, allowing you to have on affordable rate that offers a multitude of potential events and liabilities.
Everything from vehicles to leasing an office space to equipment coverage, there is a lot to consider with insurance coverage. Whether you are a hotel owner, restaurant or a liquor store; each business is required different policies and we will help you understand what you are required to purchase and what is a good idea to cover on top of the required.
Give us a call today to be in touch with one of our trained insurance representatives to help you better understand and create the perfect policy for your business.
BUSINESS INSURANCE POLICY EXPERTISE
Builders Risk Insurance
A policy designed to cover buildings under construction.
Business Owners Package Insurance
BOP insurance for the needs of most small businesses, covering: property, liability and vehicles.
Business Interruption Insurance
Critical for a property loss that would potentially close your business.
Commercial Auto Insurance
Covers vehicle’s used for your business.
Commercial Trucking Insurance
Covers hauling goods.
Commercial Umbrella Insurance
When the limits of your general business insurance policy does not provide adequate protection.
Contractor’s General Liability Insurance
For residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners or public and private construction projects.
Employment Practices Liability Insurance
PLI insurance helps protect you against claims from your employees that result from the general conduct of your business.
General Liability Insurance
Covers owners from claims from a variety of issues.
Hotel / Motel Insurance
Designed to fulfill a wide range of insurance needs for hotels and motels.
Liquor Liability Insurance
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Medical Malpractice Insurance
Medical malpractice insurance covers doctors and other professionals in the medical field for liability claims arising from their treatment of patients.
Product Liability Insurance
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product.
Restaurant & Bar Insurance
The Food and Beverage industry poses a unique set of challenges and risks to owners and operators of Restaurants and Bars.
Special Event Insurance
Insure your special event from unforeseen dangers.
Surety Bonds
A surety bond ensures contract completion in the event of contractor default.
Technology Insurance
Insurance packages tailored to the technology industry.
Wholesalers and Distributors Insurance
Wholesalers and distributors have unique insurance needs.
Workers’ Compensation Insurance
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured.