Term Life Insurance

Purchasing a Term Life Insurance policy is an affordable way to provide great coverage for your entire family. The policies are for a limited amount of time in years typically. The policy will expire with any value if the individual insured out lives the policy, typically within 5 to 20 year increments. You may also purchase policies in one-year increments that are renewable.

One of the great benefits of a term life policy is that the premiums will not increase over the period of the policy. One thing to keep in mind is that the policy only pays out if the policyholder dies during the policy period. These policies typically have the largest payout for your premium dollar.

Some of this may be a bit confusing now but once you give Miller Carlisle Insurance Services a call and speak to one of our knowledgeable insurance representatives they will be able to assist you in better understanding everything about term life insurance in addition to answer any questions you may have.

Many people struggle with understanding the difference between the different varieties of life insurance policies. But rest assures though that one of our insurance representatives are only a call away to have all your questions answered and any concerns addressed.

The policy remains alive for the time that the premiums are paid and up to date. If you stop paying the premiums then the insurance policy will be discontinued. Give us a call today to receive a free quote and see how competitive we are in pricing.