Whole Life Insurance
Whole Life Insurance offers perpetual safety for the whole of life – starting the day of policy created until the day of the insured’s passing, if the premiums have been received and paid. Premiums remain agreed upon at the period of policy creation and continue even for the policy’s lifetime. Different then term insurance, whole life associates insurance safety and investments or cash value, which is built over time. As the value of cash grows it can provide a basis for living assistances, an example is assisting to pay off a home loan or education or cash forfeit worth if the insurance is ever lost.
The industry continues to change this product and Miller Carlisle Insurance Services can make sure you have the up-to-date information and policies currently available. It can be difficult understanding exactly what each Whole Life Insurance policy offers but with a representative that is trained and knowledgeable in the industry you will quickly have a better understanding and be prepared to make the right choices.
It can be hard to purchase whole life insurance because many people relate it with death. Although this is true it should also be looked at as assurance and a gift to your family knowing that they will be financially ok after you pass away.
Contact us to receive a competitive quote and some assistance in understanding what policy is best for you within your budget. We always make sure our clients are covered for the perfect amount and never underinsured while still maximizing you coverage well within your price range.