General Liability Insurance
General Liability Insurance (GLI) is in place to protect a business owner from many different potential hazard claims and assertions that may happen. This is the most common insurance that business owners purchase. As the name of the policy implies, it is a general policies that covers a wide variety. Although it does not cover small specifics (this is why there are other insurances available) it covers many operational and day-to-day accidents, contracts and damages that may arise.
What may be covered with General Liability Insurance?
- Protection against accidents
- Liability coverage for contracts
- Damage created from services or products
- Ongoing fees and expenses in lawsuits
- Personal and bodily injury caused to patrons, associates, etc.
- Property damage caused to patrons, associates, etc.
Who should receive General Liability Insurance?
Virtually all business owners, managers, entrepreneurs and general contractors should have proper General Liability insurance in place. Contractors have needs of their own, covered under contractor’s general liability insurance. It is one of the first steps that any business owner should take when starting a new business. It is by far the smartest investment that you can make in your company and its future. Without general liability insurance you are opening your doors to possible future financial harm that you may have not previously realized could happen.
Give Miller Carlisle Insurance Services a call and we will assist you in finding the appropriate coverage for you business. We will never let a client underinsure itself and we always make sure to maximize their coverage well within their budget. After you receive a free quote you will quickly realize that Miller Carlisle Insurance Services does all they can to make sure each of your insurance policies are created with your needs and budget in mind.
BUSINESS INSURANCE POLICY EXPERTISE
Builders Risk Insurance
A policy designed to cover buildings under construction.
Business Owners Package Insurance
BOP insurance for the needs of most small businesses, covering: property, liability and vehicles.
Business Interruption Insurance
Critical for a property loss that would potentially close your business.
Commercial Auto Insurance
Covers vehicle’s used for your business.
Commercial Trucking Insurance
Covers hauling goods.
Commercial Umbrella Insurance
When the limits of your general business insurance policy does not provide adequate protection.
Contractor’s General Liability Insurance
For residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners or public and private construction projects.
Employment Practices Liability Insurance
PLI insurance helps protect you against claims from your employees that result from the general conduct of your business.
General Liability Insurance
Covers owners from claims from a variety of issues.
Hotel / Motel Insurance
Designed to fulfill a wide range of insurance needs for hotels and motels.
Liquor Liability Insurance
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Medical Malpractice Insurance
Medical malpractice insurance covers doctors and other professionals in the medical field for liability claims arising from their treatment of patients.
Product Liability Insurance
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product.
Restaurant & Bar Insurance
The Food and Beverage industry poses a unique set of challenges and risks to owners and operators of Restaurants and Bars.
Special Event Insurance
Insure your special event from unforeseen dangers.
Surety Bonds
A surety bond ensures contract completion in the event of contractor default.
Technology Insurance
Insurance packages tailored to the technology industry.
Wholesalers and Distributors Insurance
Wholesalers and distributors have unique insurance needs.
Workers’ Compensation Insurance
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured.
