Hotel/Motel Insurance
Hotel/Motel Insurance – What is it?
Typically, it is common coverage that business owners in the hospitality industry purchase to cover different general needs. It usually covers damage that is either towards or caused by a guest, employee or other parties. This can be in the form of someone simply falling on the property or a patron being injured from an item in the hotel such as a bed, hair dryer or chair. There are many scenarios that can happen and is not necessarily in the hotel room, such as an event happening at the pool or in the lobby of your hotel.
What may be covered with Hotel/Motel Insurance?
- Claims and assertions towards employees
- Claims and assertions towards guests
- Personalized for all businesses and their needs
Who should receive Hotel/Motel Insurance?
All business owners that are in the hospitality industry should receive this type of coverage. Many of the kinds of businesses that should look into it are:
- Spas
- Hotel/Motel owners
- Hotel/Motel managers
- Resorts
- Ranches
- Bed and Breakfast Inn’s
Do not be underinsured in the event of an employee; visitor or customer hurts himself or herself on your property. Every hotel or motel can customize their needs depending on what services they offer in addition to the different liabilities that may be present on property grounds.
Give Miller Carlisle Insurance Services a call today to speak with one of our well-informed and professional insurance representatives. They can answer any questions you may have in addition to assist you in receiving the coverage you need.
BUSINESS INSURANCE POLICY EXPERTISE
Builders Risk Insurance
A policy designed to cover buildings under construction.
Business Owners Package Insurance
BOP insurance for the needs of most small businesses, covering: property, liability and vehicles.
Business Interruption Insurance
Critical for a property loss that would potentially close your business.
Commercial Auto Insurance
Covers vehicle’s used for your business.
Commercial Trucking Insurance
Covers hauling goods.
Commercial Umbrella Insurance
When the limits of your general business insurance policy does not provide adequate protection.
Contractor’s General Liability Insurance
For residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners or public and private construction projects.
Employment Practices Liability Insurance
PLI insurance helps protect you against claims from your employees that result from the general conduct of your business.
General Liability Insurance
Covers owners from claims from a variety of issues.
Hotel / Motel Insurance
Designed to fulfill a wide range of insurance needs for hotels and motels.
Liquor Liability Insurance
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Medical Malpractice Insurance
Medical malpractice insurance covers doctors and other professionals in the medical field for liability claims arising from their treatment of patients.
Product Liability Insurance
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product.
Restaurant & Bar Insurance
The Food and Beverage industry poses a unique set of challenges and risks to owners and operators of Restaurants and Bars.
Special Event Insurance
Insure your special event from unforeseen dangers.
Surety Bonds
A surety bond ensures contract completion in the event of contractor default.
Technology Insurance
Insurance packages tailored to the technology industry.
Wholesalers and Distributors Insurance
Wholesalers and distributors have unique insurance needs.
Workers’ Compensation Insurance
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured.
