Hotel/Motel Insurance – What is it?
Typically, it is common coverage that business owners in the hospitality industry purchase to cover different general needs. It usually covers damage that is either towards or caused by a guest, employee or other parties. This can be in the form of someone simply falling on the property or a patron being injured from an item in the hotel such as a bed, hair dryer or chair. There are many scenarios that can happen and is not necessarily in the hotel room, such as an event happening at the pool or in the lobby of your hotel.
What may be covered with Hotel/Motel Insurance?
- Claims and assertions towards employees
- Claims and assertions towards guests
- Personalized for all businesses and their needs
Who should receive Hotel/Motel Insurance?
All business owners that are in the hospitality industry should receive this type of coverage. Many of the kinds of businesses that should look into it are:
- Hotel/Motel owners
- Hotel/Motel managers
- Bed and Breakfast Inn’s
Do not be underinsured in the event of an employee; visitor or customer hurts himself or herself on your property. Every hotel or motel can customize their needs depending on what services they offer in addition to the different liabilities that may be present on property grounds.
Give Miller Carlisle Insurance Services a call today to speak with one of our well-informed and professional insurance representatives. They can answer any questions you may have in addition to assist you in receiving the coverage you need.