Business Interruption Insurance
Business Interruption Insurance – What is it?
When an event happens and needs repair or closure because of an unforeseen event and a loss of revenue occurs, this insurance can assist you while you are in the progress of getting your business up and running again. Whether you business needs to relocate or close for an amount of time, you will be happy you purchased this insurance ahead of time. It is not only a fail-safe way to rest assure in the event of something harmful happens to your company but it will cover financial problems that could have lingered longer then needed.
What may be covered with Business Interruption Insurance?
There are many ways this insurance may come into play. Come of the common ways are:
- Covering payroll
- Rental/lease expenses
- Taxes
- Cover loss of profits
- Other continuing operational costs
Who should receive Business Interruption Insurance?
This policy is great for any business owner that may have an unforeseen event that may hold them back from continuing daily business operations. Some of the common business owners that purchase this policy are:
- Home-based entrepreneurs and businesses
- Storefront and retail businesses
- Companies that rent/lease office space
- Business based outdoors
- Small and family-owner businesses
Call Miller Carlisle Insurance Services today and speak with one of our knowledgeable representatives to better understand the best coverage and policy for your needs. They will guide you through the process and answer any questions you may have about the policy. Our representatives have been trained and work exclusively with the top 50 insurance companies in the nation to make sure you get the very best rates while maximizing your coverage.
BUSINESS INSURANCE POLICY EXPERTISE
Builders Risk Insurance
A policy designed to cover buildings under construction.
Business Owners Package Insurance
BOP insurance for the needs of most small businesses, covering: property, liability and vehicles.
Business Interruption Insurance
Critical for a property loss that would potentially close your business.
Commercial Auto Insurance
Covers vehicle’s used for your business.
Commercial Trucking Insurance
Covers hauling goods.
Commercial Umbrella Insurance
When the limits of your general business insurance policy does not provide adequate protection.
Contractor’s General Liability Insurance
For residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners or public and private construction projects.
Employment Practices Liability Insurance
PLI insurance helps protect you against claims from your employees that result from the general conduct of your business.
General Liability Insurance
Covers owners from claims from a variety of issues.
Hotel / Motel Insurance
Designed to fulfill a wide range of insurance needs for hotels and motels.
Liquor Liability Insurance
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Medical Malpractice Insurance
Medical malpractice insurance covers doctors and other professionals in the medical field for liability claims arising from their treatment of patients.
Product Liability Insurance
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product.
Restaurant & Bar Insurance
The Food and Beverage industry poses a unique set of challenges and risks to owners and operators of Restaurants and Bars.
Special Event Insurance
Insure your special event from unforeseen dangers.
Surety Bonds
A surety bond ensures contract completion in the event of contractor default.
Technology Insurance
Insurance packages tailored to the technology industry.
Wholesalers and Distributors Insurance
Wholesalers and distributors have unique insurance needs.
Workers’ Compensation Insurance
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured.