Contractor’s General Liability Insurance

Contractor’s General Liability Insurance – What is it?

This is an essential insurance for business owners that have any level of concerns about liability that may result in a lawsuit. This will cover any possible damages or claims that happen in return to construction or renovation of a property. Specifically problems or events that may happen with employees that are not paying attention or are not alert. Many times you may not realize there are unauthorized individuals in areas they were not authorized to be in, this is typically when this insurance comes into play.

What may be covered with Contractor’s General Liability Insurance?

Overall, most operations done by a construction or renovation business is covered. These operations include:

• Property that is being built
• Gap or umbrella
• Commercial automobile renovation
• Worker’s Comp.
• Equipment
• Liability of property damage
• Liability of personal and bodily injury
• Contractor bonds
• Other possible occurrence on accident that my reflect damages

Who should receive Contractor’s General Liability Insurance?

Most contractors, builders, construction and renovation businesses need to seek this insurance. Many of the businesses and individuals that specifically need this insurance is:

• Building and design firms
• Construction management
• Residential and commercial builders/remodelers
• General contractors
• Subcontractors and niche contractors
• Owner of a construction project

Contact Miller Carlisle Insurance Services to learn more about Contractor’s General Liability Insurance. One of our knowledgeable representatives can help guide you in purchasing the best policy for your business. We will make sure that you are insured with the right amount of coverage and you walk away with a policy that is easy to understand and in place when needed.