Restaurant & Bar Insurance
If you are a business owner of a drinking or eating establishment, you will need protection towards several different risks that may happen in a restaurant or bar environment. Everything from food poisoning to choking and from someone tripping to an altercation in the parking lot; there are many liabilities that a restaurant or bar can be held liable for.
Don’t find your restaurant or bar underinsured and ending up having to pay out a lot of money in court over a small event that can happen on any given day. It is critical that you have the correct insurance in place that will not only cover your liabilities but will also help build a reputable brand for your business.
What may be covered with Restaurant and Bar Insurance?
- Replacement of equipment
- Coverage of damage that was caused in the event of spoiled or contaminated foods
- Coverage of damage from burns to customers and employees
- A variety of other unique events that commonly happen in the food service industry
Who should receive Restaurant and Bar Insurance?
It is very common for all food and beverage establishment to purchase this kind of coverage. Commonly these establishments receive this policy:
- Wineries/vineyards
- Cafes and coffee shops
- Casual and fine dining
- Fast food restaurants
- Microbreweries
- Small vendor and pop-up eateries
To receive a quote and speak with a professional representative of Miller Carlisle Insurance Services, give us a call today and they will take care of all your needs. Make sure your bar or restaurant has the right policy in place so next time an accident happens you are prepared and covered.
BUSINESS INSURANCE POLICY EXPERTISE
Builders Risk Insurance
A policy designed to cover buildings under construction.
Business Owners Package Insurance
BOP insurance for the needs of most small businesses, covering: property, liability and vehicles.
Business Interruption Insurance
Critical for a property loss that would potentially close your business.
Commercial Auto Insurance
Covers vehicle’s used for your business.
Commercial Trucking Insurance
Covers hauling goods.
Commercial Umbrella Insurance
When the limits of your general business insurance policy does not provide adequate protection.
Contractor’s General Liability Insurance
For residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners or public and private construction projects.
Employment Practices Liability Insurance
PLI insurance helps protect you against claims from your employees that result from the general conduct of your business.
General Liability Insurance
Covers owners from claims from a variety of issues.
Hotel / Motel Insurance
Designed to fulfill a wide range of insurance needs for hotels and motels.
Liquor Liability Insurance
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Medical Malpractice Insurance
Medical malpractice insurance covers doctors and other professionals in the medical field for liability claims arising from their treatment of patients.
Product Liability Insurance
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product.
Restaurant & Bar Insurance
The Food and Beverage industry poses a unique set of challenges and risks to owners and operators of Restaurants and Bars.
Special Event Insurance
Insure your special event from unforeseen dangers.
Surety Bonds
A surety bond ensures contract completion in the event of contractor default.
Technology Insurance
Insurance packages tailored to the technology industry.
Wholesalers and Distributors Insurance
Wholesalers and distributors have unique insurance needs.
Workers’ Compensation Insurance
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured.