Restaurant & Bar Insurance
If you are a business owner of a drinking or eating establishment, you will need protection towards several different risks that may happen in a restaurant or bar environment. Everything from food poisoning to choking and from someone tripping to an altercation in the parking lot; there are many liabilities that a restaurant or bar can be held liable for.
Don’t find your restaurant or bar underinsured and ending up having to pay out a lot of money in court over a small event that can happen on any given day. It is critical that you have the correct insurance in place that will not only cover your liabilities but will also help build a reputable brand for your business.
What may be covered with Restaurant and Bar Insurance?
- Replacement of equipment
- Coverage of damage that was caused in the event of spoiled or contaminated foods
- Coverage of damage from burns to customers and employees
- A variety of other unique events that commonly happen in the food service industry
Who should receive Restaurant and Bar Insurance?
It is very common for all food and beverage establishment to purchase this kind of coverage. Commonly these establishments receive this policy:
- Cafes and coffee shops
- Casual and fine dining
- Fast food restaurants
- Small vendor and pop-up eateries
To receive a quote and speak with a professional representative of Miller Carlisle Insurance Services, give us a call today and they will take care of all your needs. Make sure your bar or restaurant has the right policy in place so next time an accident happens you are prepared and covered.