Builder’s Risk Insurance
Builder’s Risk Insurance – What is it?
It is a business insurance policy that protects buildings that may be under construction, being remodeled or under renovation. This applies to all industries such as commercial, industrial and residential. It is a policy that is essential for any construction or contracting firm that is involved with renovation, installation or construction of any kind.
There are many scenarios that can go wrong during construction or renovation. While we hope that nothing goes grow, it is inevitable that eventually an event may arise. Making sure that you have the correct coverage and amount with Builder’s Risk Insurance is not only imperative but also a smart move on your part. Create the sense of ease by purchasing a Builder’s Risk Insurance and assure yourself and your crew that you are covered in the event of an accident.
What may be covered with Builder’s Risk Insurance?
- Cost of moving earth
- Job site materials and equipment
- Items in transit
- Property that is under construction
- Many other specific risks depending on site
Who should receive Builder’s Risk Insurance?
There is a multitude of businesses and individuals that should purchase this policy. Commonly these businesses purchase a Builder’s Risk Insurance policy:
- Home Builders
- Installers
- Deck Builders
- Bathroom and Kitchen remodelers and builders
- Contractors
- Commercial property owners and developers
- Residential property owners and developers
- Home renovators and remodelers
- Any group that has an interest in construction
Contact Miller Carlisle Insurance Services and speak to a trained and professional representative that can assist you in finding the appropriate amount to be covered for. Do not let another day go by without having this essential insurance policy in place. Call us today to speak with a representative that can maximize your coverage while keeping the price well within your budget.
BUSINESS INSURANCE POLICY EXPERTISE
Builders Risk Insurance
A policy designed to cover buildings under construction.
Business Owners Package Insurance
BOP insurance for the needs of most small businesses, covering: property, liability and vehicles.
Business Interruption Insurance
Critical for a property loss that would potentially close your business.
Commercial Auto Insurance
Covers vehicle’s used for your business.
Commercial Trucking Insurance
Covers hauling goods.
Commercial Umbrella Insurance
When the limits of your general business insurance policy does not provide adequate protection.
Contractor’s General Liability Insurance
General liability for contractors in PA: for residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners or public and private construction projects.
Employment Practices Liability Insurance
PLI insurance helps protect you against claims from your employees that result from the general conduct of your business.
General Liability Insurance
Covers owners from claims from a variety of issues.
Hotel / Motel Insurance
Designed to fulfill a wide range of insurance needs for hotels and motels.
Liquor Liability Insurance
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Medical Malpractice Insurance
Medical malpractice insurance covers doctors and other professionals in the medical field for liability claims arising from their treatment of patients.
Product Liability Insurance
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product.
Restaurant & Bar Insurance
The Food and Beverage industry poses a unique set of challenges and risks to owners and operators of Restaurants and Bars.
Special Event Insurance
Insure your special event from unforeseen dangers.
Surety Bonds
A surety bond ensures contract completion in the event of contractor default.
Technology Insurance
Insurance packages tailored to the technology industry.
Wholesalers and Distributors Insurance
Wholesalers and distributors have unique insurance needs.
Workers’ Compensation Insurance
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured.
