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Business Insurance in Pennsylvania

Liquor Liability Insurance

Liquor Liability Insurance – What is it?

Coverage (typically required by law) that is offered for organizations that have a license to sell, manufactured, distribute or produce alcoholic spirits or liquor. Although patrons are responsible for the consumption of alcohol your company is still them one that provided somewhere along the line. This may eventually present you with a lawsuit from a patron assuming you are responsible for an accident or an event because of someone consuming your liquor. Having this insurance in place will cover the fees and costs that may arise because of a lawsuit or any litigation.

What may be covered with Liquor Liability Insurance?

  • Costs that occurred from the court system
  • Cost arisen from litigation fees
  • Injuries, damages, assaults or accidents that were caused from inebriated patrons

Who should receive Liquor Liability Insurance?

Typically any organization that is manufacturing, producing, selling or distributing liquor is required this kind of insurance. Businesses commonly included are:

  • Liquor Convenience stores and markets
  • Hotels
  • Stadiums and arenas
  • Bars/travers
  • Restaurants
  • Nightclubs
  • Fraternal organizations

This policy is one not to take lightly, if at any time you are involved with alcohol/liquor it is imperative to receive this coverage, whether it is temporary or permanent. Contact Miller Carlisle Insurance Services today to speak with a professional liquor liability insurance representative to have them assist you in understanding the best coverage options for your business. Do not regret not receiving this coverage, make sure to have everything lined up in the event of an accident or individual pressing charges against your company.

BUSINESS INSURANCE POLICY EXPERTISE

  • Builders Risk Insurance

    A policy designed to cover buildings under construction.

  • Business Owners Package Insurance

    BOP insurance for the needs of most small businesses, covering: property, liability and vehicles.

  • Business Interruption Insurance

    Critical for a property loss that would potentially close your business.

  • Commercial Auto Insurance

    Covers vehicle’s used for your business.

  • Commercial Trucking Insurance

    Covers hauling goods.

  • Commercial Umbrella Insurance

    When the limits of your general business insurance policy does not provide adequate protection.

  • Contractor’s General Liability Insurance

    For residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners or public and private construction projects.

  • Employment Practices Liability Insurance

    PLI insurance helps protect you against claims from your employees that result from the general conduct of your business.

  • General Liability Insurance

    Covers owners from claims from a variety of issues.

  • Hotel / Motel Insurance

    Designed to fulfill a wide range of insurance needs for hotels and motels.

  • Liquor Liability Insurance

    A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.

  • Medical Malpractice Insurance

    Medical malpractice insurance covers doctors and other professionals in the medical field for liability claims arising from their treatment of patients.

  • Product Liability Insurance

    Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product.

  • Restaurant & Bar Insurance

    The Food and Beverage industry poses a unique set of challenges and risks to owners and operators of Restaurants and Bars.

  • Special Event Insurance

    Insure your special event from unforeseen dangers.

  • Surety Bonds

    A surety bond ensures contract completion in the event of contractor default.

  • Technology Insurance

    Insurance packages tailored to the technology industry.

  • Wholesalers and Distributors Insurance

    Wholesalers and distributors have unique insurance needs.

  • Workers’ Compensation Insurance

    Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured.

  • Builders Risk Insurance
  • Business Interruption Insurance
  • Business Owners Package Insurance
  • Commercial Auto Insurance
  • Commercial Trucking Insurance
  • Commercial Umbrella Insurance
  • Contractor’s General Liability Insurance
  • Employment Practices Liability Insurance
  • General Liability Insurance
  • Hotel / Motel Insurance
  • Liquor Liability Insurance
  • Medical Malpractice Insurance
  • Product Liability Insurance
  • Restaurant & Bar Insurance
  • Special Event Insurance
  • Surety Bonds
  • Technology Insurance
  • Wholesalers & Distributors Insurance
  • Workers’ Compensation Insurance

Get a Free Insurance Quote or Contact Us

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Miller Carlisle Insurance Services

19 Brookwood Ave Suite 102
Carlisle, PA 17015

(717) 243-4400
www.carlisleins.net






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Miller Carlisle Insurance Services 19 Brookwood Ave Suite 102 Carlisle, PA 17015
(717) 243-4400
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