Commercial Auto Insurance
This policy is in place for business owners that need automobile insurance for commercial vehicles such as company cars, vans, trucks, and other road vehicles. It is typically required to have commercial automobile insurance when a vehicle is being driven or operated for business reasons. Whether you have only one vehicle or a whole fleet, each needs coverage. Purchasing coverage in bulk for several vehicles can save you money and time.
What may be covered with Commercial Automobile Insurance?
Basically commercial automobile insurance is the same as your typical car insurance covering vehicles such as truck semis, cars and vans that are used for business purposes. Any contents that are related to the business inside a vehicle are covered as well with this policy. A tip that many do not utilize is take note or even pictures of everything valuable in the vehicles; this will be proof when you create a claim that specific items were in the vehicle.
Who should receive Commercial Automobile Insurance?
There are many different companies that need this policy. Some of the companies the commonly purchase this insurance is:
- Semi-trucks and long-haulers
- Delivery companies
- Businesses involved in logistics
- Transportation services
- Executive vehicles
- Any company that has a vehicle (or fleet) being used for business purposes
Contact Miller Carlisle Insurance Services today and speak with one of our knowledgeable representatives to receive assistance in figuring out the appropriate coverage amount for your business. Our representatives will be able to figure out the best coverage options for your needs in addition to maximizing your coverage amount while keeping the cost well within your budget.
BUSINESS INSURANCE POLICY EXPERTISE
Builders Risk Insurance
A policy designed to cover buildings under construction.
Business Owners Package Insurance
BOP insurance for the needs of most small businesses, covering: property, liability and vehicles.
Business Interruption Insurance
Critical for a property loss that would potentially close your business.
Commercial Auto Insurance
Covers vehicle’s used for your business.
Commercial Trucking Insurance
Covers hauling goods.
Commercial Umbrella Insurance
When the limits of your general business insurance policy does not provide adequate protection.
Contractor’s General Liability Insurance
For residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners or public and private construction projects.
Employment Practices Liability Insurance
PLI insurance helps protect you against claims from your employees that result from the general conduct of your business.
General Liability Insurance
Covers owners from claims from a variety of issues.
Hotel / Motel Insurance
Designed to fulfill a wide range of insurance needs for hotels and motels.
Liquor Liability Insurance
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Medical Malpractice Insurance
Medical malpractice insurance covers doctors and other professionals in the medical field for liability claims arising from their treatment of patients.
Product Liability Insurance
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product.
Restaurant & Bar Insurance
The Food and Beverage industry poses a unique set of challenges and risks to owners and operators of Restaurants and Bars.
Special Event Insurance
Insure your special event from unforeseen dangers.
Surety Bonds
A surety bond ensures contract completion in the event of contractor default.
Technology Insurance
Insurance packages tailored to the technology industry.
Wholesalers and Distributors Insurance
Wholesalers and distributors have unique insurance needs.
Workers’ Compensation Insurance
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured.
