Worker’s Compensation Insurance
Worker’s Compensation Insurance (WC) – What is it?
One of the most important (and required by law) insurance policies a company should have, Worker’s Compensation Insurance is a way to protect your company if an employee received an injury, becomes ill or an event happens that an employee is not able to earn a living. Worker’s Compensation can provide financial assistance to employees in an event of an accident or injury.
This insurance policy allows a company to save a lot of many in the event of something happening to an employee. It can be a great cost-effective way to make sure that your employees have the appropriate coverage and income while they are out on leave.
What may be covered in Worker’s Compensation Insurance?
- Wages lost due to accident
- Expenses occurred from medical assistance
- Expenses that may be reoccurring due to the accident
Who needs Worker’s Compensation Insurance?
Every employer and business owner, no matter the size, is required to have worker’s compensation insurance. Not only is it the law but also it is one of the smartest investments and policies a business can have in place. Make sure your employees are taken care of when they are out on leave and have the piece of mind that your company is covered in the event of an accident.
To receive a great quote and understand the correct coverage amount you need for you business, give Miller Carlisle Insurance Services a call and we will connect you with one of our knowledgeable and trained representatives. They can answer any questions you may have about Worker’s Compensation and will assist you in getting the best quote for the appropriate amount of coverage.
BUSINESS INSURANCE POLICY EXPERTISE
Builders Risk Insurance
A policy designed to cover buildings under construction.
Business Owners Package Insurance
BOP insurance for the needs of most small businesses, covering: property, liability and vehicles.
Business Interruption Insurance
Critical for a property loss that would potentially close your business.
Commercial Auto Insurance
Covers vehicle’s used for your business.
Commercial Trucking Insurance
Covers hauling goods.
Commercial Umbrella Insurance
When the limits of your general business insurance policy does not provide adequate protection.
Contractor’s General Liability Insurance
For residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners or public and private construction projects.
Employment Practices Liability Insurance
PLI insurance helps protect you against claims from your employees that result from the general conduct of your business.
General Liability Insurance
Covers owners from claims from a variety of issues.
Hotel / Motel Insurance
Designed to fulfill a wide range of insurance needs for hotels and motels.
Liquor Liability Insurance
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Medical Malpractice Insurance
Medical malpractice insurance covers doctors and other professionals in the medical field for liability claims arising from their treatment of patients.
Product Liability Insurance
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product.
Restaurant & Bar Insurance
The Food and Beverage industry poses a unique set of challenges and risks to owners and operators of Restaurants and Bars.
Special Event Insurance
Insure your special event from unforeseen dangers.
Surety Bonds
A surety bond ensures contract completion in the event of contractor default.
Technology Insurance
Insurance packages tailored to the technology industry.
Wholesalers and Distributors Insurance
Wholesalers and distributors have unique insurance needs.
Workers’ Compensation Insurance
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured.
